/* Lightning Fast Finance — dark premium theme */
:root{
  --bg:#0b1020;
  --bg-2:#101731;
  --bg-3:#151d3b;
  --card:rgba(255,255,255,.045);
  --card-brd:rgba(255,255,255,.09);
  --text:#e8ecf6;
  --muted:#9aa5c1;
  --gold:#e2b45a;
  --gold-2:#f0cd85;
  --blue:#4f7cff;
  --radius:18px;
  --max:1180px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  background:var(--bg);color:var(--text);line-height:1.65;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}

/* ---------- Nav ---------- */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:100;
  background:rgba(11,16,32,.82);backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(255,255,255,.06);
}
.nav-inner{max-width:var(--max);margin:0 auto;padding:0 24px;height:72px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.4px;font-size:15px;white-space:nowrap}
.logo .bolt{width:30px;height:30px;flex:0 0 auto}
.logo span em{font-style:normal;color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:28px;font-size:14.5px;font-weight:500}
.nav-links a{color:var(--muted);transition:color .2s}
.nav-links a:hover{color:#fff}
.nav-links a.btn-gold,.nav-links a.btn-gold:hover{color:#161005}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 24px;border-radius:999px;font-weight:600;font-size:15px;
  transition:transform .18s,box-shadow .18s,background .18s;cursor:pointer;border:0;
}
.btn-gold{background:linear-gradient(135deg,var(--gold),#c99a3f);color:#161005;box-shadow:0 6px 24px rgba(226,180,90,.28)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(226,180,90,.4)}
.btn-ghost{border:1px solid rgba(255,255,255,.22);color:#fff;background:transparent}
.btn-ghost:hover{background:rgba(255,255,255,.07)}
.btn-sm{padding:9px 18px;font-size:13.5px}
.nav-toggle{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}

/* ---------- Hero ---------- */
.hero{
  position:relative;padding:170px 0 110px;
  background:
    radial-gradient(900px 480px at 78% -10%,rgba(79,124,255,.22),transparent 60%),
    radial-gradient(700px 420px at 12% 8%,rgba(226,180,90,.14),transparent 55%),
    linear-gradient(180deg,var(--bg-2),var(--bg));
}
.hero:after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);
  background-size:56px 56px;
  mask-image:radial-gradient(700px 420px at 50% 0%,#000 30%,transparent 75%);
}
.hero .wrap{position:relative;z-index:2}
.kicker{
  display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;letter-spacing:1.6px;
  text-transform:uppercase;color:var(--gold);border:1px solid rgba(226,180,90,.35);
  padding:7px 16px;border-radius:999px;background:rgba(226,180,90,.07);margin-bottom:26px;
}
h1{font-size:clamp(38px,6vw,68px);line-height:1.06;font-weight:800;letter-spacing:-1.5px;max-width:820px}
h1 .grad{background:linear-gradient(92deg,var(--gold-2),var(--gold) 55%,#b98c33);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:clamp(16px,2vw,19px);color:var(--muted);max-width:640px;margin:24px 0 38px}
.hero-cta{display:flex;gap:16px;flex-wrap:wrap}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:72px}
.stat{background:var(--card);border:1px solid var(--card-brd);border-radius:var(--radius);padding:22px 24px}
.stat b{display:block;font-size:28px;font-weight:800;color:#fff}
.stat b i{font-style:normal;color:var(--gold)}
.stat span{font-size:13.5px;color:var(--muted)}

/* ---------- Sections ---------- */
section{padding:96px 0}
.sec-head{max-width:680px;margin-bottom:54px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.eyebrow{font-size:12.5px;font-weight:700;letter-spacing:1.8px;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
h2{font-size:clamp(28px,3.6vw,40px);font-weight:800;letter-spacing:-.8px;line-height:1.15}
.sec-head p{color:var(--muted);margin-top:16px;font-size:16.5px}
.alt{background:linear-gradient(180deg,var(--bg),var(--bg-2) 30%,var(--bg))}

/* services */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{
  background:var(--card);border:1px solid var(--card-brd);border-radius:var(--radius);
  padding:30px 28px;transition:transform .22s,border-color .22s,background .22s;position:relative;overflow:hidden;
}
a.card:hover{transform:translateY(-5px);border-color:rgba(226,180,90,.45);background:rgba(255,255,255,.07)}
.card .ico{
  width:48px;height:48px;border-radius:13px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,rgba(226,180,90,.18),rgba(79,124,255,.14));
  border:1px solid rgba(226,180,90,.3);margin-bottom:20px;
}
.card .ico svg{width:24px;height:24px;stroke:var(--gold-2)}
.card h3{font-size:18.5px;font-weight:700;margin-bottom:8px}
.card p{font-size:14.5px;color:var(--muted)}
.card .go{margin-top:16px;font-size:13.5px;font-weight:600;color:var(--gold);display:inline-flex;align-items:center;gap:6px}

/* process */
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;counter-reset:step}
.step{background:var(--card);border:1px solid var(--card-brd);border-radius:var(--radius);padding:26px 22px;position:relative}
.step:before{
  counter-increment:step;content:"0" counter(step);
  font-size:13px;font-weight:800;color:var(--gold);letter-spacing:1px;
  display:inline-block;margin-bottom:14px;border:1px solid rgba(226,180,90,.4);
  padding:4px 12px;border-radius:999px;background:rgba(226,180,90,.08);
}
.step h3{font-size:16px;font-weight:700;margin-bottom:8px}
.step p{font-size:13.5px;color:var(--muted)}

/* why */
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.why .card h3{display:flex;align-items:center;gap:10px}
.tick{color:var(--gold);font-weight:800}

/* team */
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.member{background:var(--card);border:1px solid var(--card-brd);border-radius:var(--radius);padding:30px 24px;text-align:center}
.avatar{
  width:76px;height:76px;margin:0 auto 18px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:24px;color:#161005;
  background:linear-gradient(135deg,var(--gold-2),#c99a3f);
}
.member h3{font-size:17px;font-weight:700}
.member span{font-size:13px;color:var(--muted)}

/* offices + contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:40px;align-items:start}
.office{background:var(--card);border:1px solid var(--card-brd);border-radius:var(--radius);padding:26px 28px;margin-bottom:16px}
.office h3{font-size:16px;font-weight:700;color:var(--gold);margin-bottom:10px;letter-spacing:.4px}
.office p{font-size:14.5px;color:var(--muted)}
.office a{color:var(--text);font-weight:600}
.office a:hover{color:var(--gold)}
.form{
  background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.03));
  border:1px solid var(--card-brd);border-radius:22px;padding:38px;
}
.form h3{font-size:22px;font-weight:800;margin-bottom:6px}
.form .sub{font-size:14px;color:var(--muted);margin-bottom:26px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{margin-bottom:14px}
label{display:block;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:7px}
input,select,textarea{
  width:100%;padding:13px 16px;border-radius:12px;font-size:15px;color:#fff;
  background:rgba(11,16,32,.65);border:1px solid rgba(255,255,255,.14);outline:none;
  font-family:inherit;transition:border-color .2s;
}
input:focus,select:focus,textarea:focus{border-color:var(--gold)}
select{appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'><path d='M1 1l5 5 5-5' stroke='%239aa5c1' stroke-width='2' fill='none' stroke-linecap='round'/></svg>");background-repeat:no-repeat;background-position:right 16px center}
select option{background:var(--bg-2);color:#fff}
textarea{min-height:110px;resize:vertical}
.form .btn{width:100%;margin-top:8px}
.form .note{font-size:12px;color:var(--muted);margin-top:14px;text-align:center}

/* service page hero */
.page-hero{
  padding:160px 0 70px;position:relative;
  background:
    radial-gradient(760px 400px at 80% -10%,rgba(79,124,255,.2),transparent 60%),
    radial-gradient(600px 360px at 10% 10%,rgba(226,180,90,.13),transparent 55%),
    linear-gradient(180deg,var(--bg-2),var(--bg));
}
.crumb{font-size:13px;color:var(--muted);margin-bottom:18px}
.crumb a{color:var(--gold)}
.page-hero h1{font-size:clamp(32px,4.6vw,52px)}
.page-hero .lead{margin-bottom:0}
.split{display:grid;grid-template-columns:1.25fr 1fr;gap:44px;align-items:start}
.prose p{color:var(--muted);margin-bottom:18px;font-size:16px}
.prose h2{font-size:24px;margin:34px 0 14px}
.list{list-style:none;margin:18px 0}
.list li{padding:12px 0 12px 34px;position:relative;color:var(--text);border-bottom:1px dashed rgba(255,255,255,.08);font-size:15.5px}
.list li:before{content:"⚡";position:absolute;left:2px;top:11px;font-size:14px}
.side-card{position:sticky;top:100px}
.cta-band{
  margin:40px 0 0;padding:56px 0;
  background:linear-gradient(135deg,rgba(226,180,90,.14),rgba(79,124,255,.12));
  border-top:1px solid var(--card-brd);border-bottom:1px solid var(--card-brd);text-align:center;
}
.cta-band h2{margin-bottom:12px}
.cta-band p{color:var(--muted);margin-bottom:28px}

/* footer */
footer{padding:64px 0 40px;border-top:1px solid rgba(255,255,255,.07);background:var(--bg-2)}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:44px}
.foot h4{font-size:13.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.foot a,.foot p{display:block;font-size:14px;color:var(--muted);margin-bottom:9px}
.foot a:hover{color:#fff}
.copyright{border-top:1px solid rgba(255,255,255,.07);padding-top:26px;font-size:13px;color:var(--muted);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}

/* reveal animation */
.rv{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.rv.on{opacity:1;transform:none}

/* responsive */
@media(max-width:960px){
  .grid-3,.why{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr 1fr}
  .contact-grid,.split{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr 1fr}
  .side-card{position:static}
}
@media(max-width:680px){
  .nav-links{
    display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;
    background:rgba(11,16,32,.97);padding:24px;gap:18px;border-bottom:1px solid rgba(255,255,255,.08);
  }
  .nav-links.open{display:flex}
  .nav-toggle{display:block}
  .grid-3,.why,.steps,.team,.frow{grid-template-columns:1fr}
}